Commercial Insurance In Indiana
Insurance is most commonly used to protect cars and homes, but businesses need protection too. Therefore Beacon Insurance offers a range of commercial insurance policies for your Indiana business.
Important Factors
Commercial insurance is designed to protect your business from the risks it faces. Because of this, there are many different types of commercial insurance, so it's important to choose the right type of coverage for your business.
There are numerous factors you want to look at when determining what type of coverage your business needs. The location, number of employees and the gross annual revenue of your business are some of the biggest factors, but there are other things you'll want to look into as well. If your business owns or rents vehicles for use on the job, you'll want to make sure those are insured. Similarly, you'll want to insure the building your business operates from based on whether you own, rent or lease it.
Coverage Types
When you purchase an Indiana commercial insurance policy from Beacon Insurance, you typically purchasing a standard set of coverage types. Business liability insurance protects your business, its employees and its customers if there's some sort of accident. Commercial property insurance is designed to provide coverage for your building and all of your business's property. If you have a commercial office building that's damaged by a natural disaster, commercial property insurance will cover damage to the building and all the office furniture inside.
Commercial auto insurance protects your fleet of vehicles and the employees who drive them. Workers' compensation insurance helps you protect your employees when there's a work-related accident and they're out of work for a period. There are even bundled packages such as business owner’s policies which give you a combination of different coverages.
Every business can use a bit of protection, and there's no better protection than a commercial insurance policy tailored to your business's needs
